Nein, ich bin noch kein comdirect Kunde. für allgemeine Fragen zu Produkten und Services; bei Fragen zur Konto- oder Depoteröffnung. Zum Kontaktformular. Name und Sitz. comdirect bank Aktiengesellschaft Pascalkehre 15 Quickborn. comdirect bank Aktiengesellschaft Pascalkehre 15 Quickborn . comdirect Kontakt ☎ alle Telefonnummern ✓ Kartensperrung ☆ Beratung.
All that you need is your smartphone, the camera and your valid ID card. I can absolutely recommend you any of these three top banks as I am a happy customer of each of them.
I talk from my experience, for instance: The DKB-Cash account is the join account my wife and me share for common spendings such as paying rent or grocery shopping.
The N26 account I use it off and on in order to get to know their services better. As you can see, It is possible to open and have all three bank accounts for different purposes.
They also offer joint account or omnibus account, which are bank accounts for couples. There is no account fee and you will get an extra package of girocard and credit card for free.
Within the last years, all three direct banks have seen a huge rising number of new customers. On top of these great services and advantages, you might receive a welcoming bonus that will go directly into your new bank account this is an offer from Comdirect, valid for new clients only.
In addition to the standard bank account, you are able to choose from a wide range of additional banking products such as savings accounts, online brokerage or installments.
Through this custody account, you are able to buy and sell securities such as stock, equity funds, ETFs exchange-traded funds or structured products like options or certificates and warrants at low costs.
Can I open both accounts at the same time? First of all, you need to open the bank account. As soon as you have all access data for the online banking, you can add more accounts such as saving account or the account for online brokerage within minutes.
Or you can also do it in another way: Open one of the best German bank accounts. The minimum age for opening a German bank account by your own is DKB-Cash is one of the best offers for banking at no costs in Germany.
Of course, you are able to open a bank account in every branch of Deutsche Bank, Commerzbank, Sparda Bank, Targobank, HypoVereinsbank or Sparkasse savings bank in person.
Do you want to do this in ? No one needs the branches of banks, either for opening a bank account nor for doing modern online banking through your smartphone, tablet, laptop or pc afterwards!
In addition, usually, you will be charged for having a bank account at these banks, especially when you want to have a credit card MasterCard or Visa as well.
Please keep in mind that you should have a German citizenship or a permanent residence card in order to open a bank account in any of these three banks.
The bank wants to see your official physical address! I would suggest you open a German bank account online either by PostIdent process or VideoIdent process:.
When you receive Euros 10 interest on the savings account, then Euros 2. If your wife does not live in Germany and is not taxable here, then she does not need to pay this tax.
This information has to be consigned with a form at the Comdirect bank. There are any others? Yes, the current account is free of charge, regardless of its usage.
Even if the account is not used at all and if there is no money on it. Could you explain please? This can be e.
The savings account is not of interest for investors, as there are low interest rates due to the central bank policy. The current interest rate is 0.
Higher amounts only receive an interest of 0. Nevertheless, the money will be secured by the German deposit guarantee system.
That is what matters to people from some countries. With the savings account, one cannot do anything but deposits and withdrawals to a reference account foreign current account is possible.
Cash deposits and withdrawal would be possible through the Commerzbank. Otherwise, it is just a pure savings account. The intention is, of course, to ask for a current account after a certain time, so one can use the Comdirect more.
Do you know if one need to have a minimum balance in their Girokonto to avoid any fines? I live in Ireland. Is it possible to open an account with Comdirect?
At the end of the line, you can find an arrow. Yes, of course … you can make card payments within the whole range of your individual credit limit in one single payment.
The bank has changed the conditions. Now you can withdraw money for free from Visa Card only outside the EU. Otherwise, commission is 5, No reason to use this card anymore: What if I have EUR on credit card and there is no money on the checking account at the begin of month?
What will be the interest that bank will take during the next month? The interest on credits on the giro account are currently 8. If there is an overdraft of more than the agreed upon limit, the interest is So the balance of the credit card is automatically settled every month by the bank?
However, bank will not cover any commission taken by ATM itself. I live in Germany and have an account with comdirect. I always pay 5,90 euros when I make a withdrawal with my visa card.
How do I prevent this? Do you want try this? Is it possible to get an upgrade for de same card to a real credit card?
Yes, in general that is possible. Often, Comdirect issues a free Prepaid-Visa Card, if they cannot really make adequate assessment re. We daresay, that is at least better than a decline of the application.
Once you have been using the account for a couple of months and the bank has had the opportunity to assess the customer better financially , one can apply of a Visa Card with credit line.
For that you can either call them or log into the secured customers-only area and send a message via the contact form. Just moved to Germany and i got a comdirect card connected also with my salary account.
Excuse my question but I am confused in a certain point. What if i dont want this and i want to get charged the monthly rate like other credit cards to pay something in installments?
The respective amount is always drawn from your account as a whole. I have recently moved to Germany and, thanks to your excellent articles, opened an account in Comdireck.
Can you explain more? How is it called in German and how can I activate this option? I have a prepaid visa card. Alternatively you can do the activation via phone hotline , fax or regular mail with original signature.
I have opened a bank account with comdirect and was wondering how i can begin to use my credit card? Do I have to activate it at an ATM before i start using it?
The PIN for the card usually comes the following day in a separate letter. An activation of the card via telephone or ATM is not necessary.
It only says I will have a Girokonto and a Tagesgeld Plus. How can I find out? It depends a bit on which stage of your account opening you currently are.
When applying for this account and being approved, you will receive several letters, including the one containing your Visa card, but that will probably not have arrived yet, from what I understand in your comment.
If your account has been approved, you should get further information regarding the nature of your Visa card in one of the following letters.
Regarding your first question: That would be the Visa card. The same goes for online payments with the Visa card: I live in Sweden and would like to get a Comdirect Visa prepaid card.
Will I also receive the Girocard, if I get the prepaid card, or is that only for the non-prepaid card? Actually, for my needs, just the Girocard would enough, since I mainly need to withdraw money and pay, without paying the fees I get from my Swedish cards, when I use them in Germany.
Is it possible to just apply for a Giro account and a Girocard for me? I will never need credit, just use the money I transfer from my Swedish bank to the Giro account.
Here you can find instructions and an overview regarding which card best to use for what: Mail will not be published required.
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I call them the 7 secrets for optimal use. In some countries, there are additional withdrawal fees ATM fees. This is common in the USA and in Thailand.
July 18, at 3: July 18, at 4: August 4, at 7: August 5, at August 6, at 8: August 7, at 9: September 10, at 4: September 11, at September 11, at Customers can now use comdirect sparCheck to compare electricity and gas suppliers and switch very easily.
The amounts saved will then be automatically invested in ETFs. According to Walter, "As a smart financial companion, comdirect not only wants to support its customers in their banking transactions, but also wants to help them optimise their expenditure.
Over the next year, customers will not only be able to easily keep all their insurance contracts together digitally with comdirect, but will be able to optimise them in a few simple steps.
This enables customers to have an overview of their insurance policies, in addition to their finances, at all times.
In developing new banking services, comdirect focused on the needs of an increasingly mobile and digital generation in particular.
The innovative comdirect app, which already offers chat and voice transfers, and which is set to receive the Gold German Design Award , will be enhanced in short development cycles in collaboration with customers.
From mid-November, customers will be able to access the app via Apple Watch and view their current account balances with just one click.
Net commission income rose compared with the previous year EUR The increase is primarily due to organic growth and the integration of onvista bank and onvista media GmbH across the reporting period.
This was against the background of an increased volume in the deposit and lending business, as well as the moderate adjustment in investment strategy.
Alongside the increased costs resulting from the integration of onvista across the entire reporting period, this predominantly includes increased growth investments in new products, technological development and measures for gaining customers and increasing assets under control.
In addition, mandatory contributions for the deposit insurance scheme were higher as a result of growth and the changed assessment basis. The discontinued activities ebase generated pre-tax profit of EUR The result aimed for takes into account additional growth investments of up to EUR30m and is subject to the agreed sale of ebase GmbH being concluded in the current year.
The sale of subsidiary ebase to the FNZ Group was agreed in July and remains subject to the approval of the supervisory authorities and fulfilment of contractually agreed closing conditions.
If the transaction is concluded in the fourth quarter, it would result in non-recurring pre-tax income of at least EUR85m for In addition to marketing strategies and investments in innovative products, this includes investing in technological advances through the application of AI components.
Current examples of this include intelligent voice response systems and robotic process automation RPA , which enable standard customer management processes to be automated, and chatbots, which assist customer care agents in their personal contact with customers.
According to Walter, "By using AI, we will be able to make processes more convenient, tailored and faster for our customers.
You can find more information about business performance in the first nine months of here: All our press releases are available at www. News about digital trends and innovations in all things finance can be found on the comdirect Board of Managing Directors blog at www.
Follow us on Twitter at https: If you do not wish to receive any information, please let us know by writing to presse comdirect. The issuer is solely responsible for the content of this announcement.
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